Insurance coverage for cyclists is not compulsory, but can be useful. Many cycling groups in Western Australia provide insurance for cyclists.
Insurance policies vary and can include 24/7 coverage of bike riders of all ages and abilities, or only provide cover as part of races, training sessions and events.
Many cycling groups provide insurance cover as part of their membership, which can also include further benefits like cycling magazines, informative emails and further support and advice.
Cycling specific insurance benefits can be limited and considering personal insurance as well as private health cover or ambulance cover is worthwhile.
Most membership do not include insurance cover for bikes theft, loss or damage.